# Core Process

There are 2 areas to learn and master:

1. **YOU** - the human nature component (intangible)
2. **YOUR BALANCE SHEET** - restructuring your balance sheet for cash flow (tangible)

Wealth Builder app helps you focus on item #2. Our TWF training programs help with item #1.

## Your Balance Sheet

Your balance sheet is everything you own (**Assets**) +/- everything you owe (**Liabilities** or debt).

If you have positive net worth it’s be cause you have more assets than liabilities, however: 

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**Not all balance sheets are created equal**
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Contrary to popular belief, net worth is not the most important number on your balance sheet to achieve financial freedom.

Wealth Builder will take you through a proprietary process of restructuring your balance sheet for cash flow while creating true freedom, security and fulfillment.