> For the complete documentation index, see [llms.txt](https://docs.twfsystems.com/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.twfsystems.com/documentation/how-to-use.md).

# How To Use

- [Dashboard](https://docs.twfsystems.com/documentation/how-to-use/dashboard.md): Your Wealth Builder Dashboard gives you a high level overview of your progress converting Earned Income into Unearned Income and restructuring your Balance Sheet for cash flow.
- [Balance Sheets](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets.md): Your Balance Sheet is everything you own (Assets) + or - everything you owe (Liabilities or Debts). The difference is your Net Worth.
- [Asset Accounts](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/asset-accounts.md): You can add unlimited Asset accounts as well at track individual Holdings of a Parent or Brokerage account.
- [Liability Accounts](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/liability-accounts.md): You can add unlimited Liability (Debts) accounts and associate them with Assets on your Balance Sheet
- [Editing, Cloning & Deleting Accounts](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/editing-cloning-and-deleting-accounts.md)
- [Adding & Managing Holdings](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/adding-and-managing-holdings.md): The Holdings feature gives you micro control over individual account settings affecting ND2 Capital Ratios and MOAC settings.
- [Adding Linked Accounts](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/adding-linked-accounts.md): You can add Linked accounts to automatically sync account balances and other values (if applicable)
- [Managing Linked Accounts](https://docs.twfsystems.com/documentation/how-to-use/balance-sheets/managing-linked-accounts.md)
- [Planning](https://docs.twfsystems.com/documentation/how-to-use/planning.md)
- [Goals & Preferences](https://docs.twfsystems.com/documentation/how-to-use/planning/goals-and-preferences.md): Set income and legacy goals, identify temperament, risk preferences and primary wealth strategy.
- [Freedom Number](https://docs.twfsystems.com/documentation/how-to-use/planning/freedom-number.md): Identify the "unearned" income needed monthly to cover your minimum core overhead (needs)
- [Lifestyle Number](https://docs.twfsystems.com/documentation/how-to-use/planning/lifestyle-number.md): Identify the “unearned” income needed monthly to fund your lifestyle overhead (luxuries)
- [Budgeting (ND1)](https://docs.twfsystems.com/documentation/how-to-use/planning/budgeting-nd1.md): Earned Income Rules Based System: Set your ND1 spending controls
- [Debt Payoff (CDE)](https://docs.twfsystems.com/documentation/how-to-use/planning/debt-payoff-cde.md)
- [Capital Ratios (ND2)](https://docs.twfsystems.com/documentation/how-to-use/planning/capital-ratios-nd2.md)
- [Compound Return (MOAC)](https://docs.twfsystems.com/documentation/how-to-use/planning/compound-return-moac.md)
- [How To Learn & Test MOAC](https://docs.twfsystems.com/documentation/how-to-use/planning/how-to-learn-and-test-moac.md): To understand the Compound Return module (aka MOAC) do the following tests: